Black Friday and Cyber Monday are the biggest promotions of the year. How to shop smart on this special occasion?
1. Make a list
If you just head into shopping without a specific list and budget, chances are you'll sink deep into debt. The list should include what you plan to buy and how much it will cost. Impulsive shopping can break your budget, so stick to your list to avoid a “crisis.” WalletHub's 2019 Holiday Shopping Survey says about 35 million Americans are still paying holiday credit card bills as of 2018.
2. Consult the good price
Look out for newspapers and online advertisements to see which stores have the best prices for the items on your to-buy list. Black Friday websites and apps can make it easier for you.
3. Thorough evaluation
The sale prices offered on Black Friday and Cyber Monday are usually the best prices of the year, but you still have to keep in mind that they are not for every item and all product type.
Consumer Reports says the biggest discounts on top-rated big-screen TVs usually happen right before the Super Bowl. At this point, you can use Camelcamelcamel, a website that allows you to compare today's price with its historical price at Amazon.
4. Product Research
A bad product at a cheap price is really not worth your money. So, as a smart shopper, you need to spend your money on a worthy product. You can find some incredible Black Friday TV deals from brands you've never heard of, but you might not be satisfied with their quality.
5. Take action soon
Don't wait until promotion day to go shopping. Many retailers have launched many sales promotions before BlackFriday. Most deals will be available online starting early on Thanksgiving morning, so you can shop in advance.
6. Online shopping
Most holiday shoppers will opt to shop online, even if it's just a gift card. About 46% of them fear being scammed, according to a 2019 survey by TransUnion.
According to experts, scammers will set up fake websites and sell things that don't exist. At this time, you may not click on links in emails or advertisements. If you're unlucky, you could download malware to your computer or give your personal information to crooks. So if you see an ad for something you want, go directly to the retailer's website, instead of clicking the ad link.
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